Lease vs buy car calculator

Lease payment from cap, residual, and money factor. Buy is P&I. Totals over the lease months.

FAQ

How is lease total calculated? Monthly lease × term + due at signing. Monthly lease is the same formula as the auto lease calculator.

How is buy total calculated? Buy monthly P&I × lease months + down payment − residual. A simplified cash comparison, not remaining-loan TCO.

Is this advice? No. Mileage, wear, and tax treatment differ. Not a loan or lease offer.