USDA loan calculator
FY2026 upfront 1.00% and annual 0.35%. Upfront can be financed.
CopiedFAQ
What fees are these? USDA SFHGLP FY2026: upfront 1.00% of the base loan, annual 0.35% paid monthly. The annual fee here is year-1 on the financed amount.
If the upfront fee is financed, what is year-1 monthly annual fee? On a $250,000 base, upfront is $2,500. Financed loan $252,500. Year-1 monthly annual fee is $252,500 × 0.35% / 12 ≈ $73.65.
Is this a loan offer? No. Area eligibility and income limits are not modeled. Not advice.