Credit card payoff calculator

Balance, APR, and a fixed payment. Months to zero and total interest.

FAQ

How are months calculated? The same month-by-month amortize used on the loan payoff tool. Interest accrues monthly at APR/12.

What if the payment is too small? If it does not cover that month's interest, the balance never falls.

Is this advice? No. Minimums change with the balance. Not a credit offer.