Debt consolidation calculator
Current one-balance loan vs a new amount, rate, and term. Monthly and total interest.
CopiedFAQ
What is compared? The current loan is one balance, rate, and fixed monthly payment, amortized to payoff. The new loan is fully amortizing over the term.
Does this handle several cards? This version is one current balance vs one new loan. Add balances first if you need a combined view.
Is this advice or a loan offer? No. Fees, credit, and prepayment rules are not modeled. Not advice.