Take-home pay calculator

Not tax advice. Federal income tax, employee FICA, and take-home for one period. No state tax. 2026 brackets from IRS Rev. Proc. 2025-32.

About this take-home pay calculator

Gross pay in, a simplified stack of withholdings out — FICA-style pieces and optional flat tax or deduction fields the form exposes — so you can sketch net pay.

Net = gross − each withholding line you enable. Lines use the percentages and caps documented next to the inputs for the tax year Bare labeled on the page.

Not a payroll provider, W-4 optimizer, or multi-state reciprocal engine. Employer benefits, garnishments, and local taxes you did not enter will change the real check.

FAQ

Is this tax advice? No. It applies published federal brackets and FICA rates to the gross you enter. It is not a withholding form, and it is not advice.

What does it include? Standard deduction, federal income tax brackets, Social Security (6.2% up to the wage base), Medicare (1.45%), and Additional Medicare (0.9% over the published threshold). No state tax, no credits, no pre-tax deductions.

Where do the 2026 numbers come from? IRS Rev. Proc. 2025-32 / IRS newsroom for brackets and the standard deduction. SSA contribution and benefit base for the Social Security wage base.