Merchant cash advance calculator

Payback = funded × factor. Implied APR annualizes the cost over the days you enter.

FAQ

How is implied APR calculated? ((Payback − funded) / funded) × (365 / days) × 100. Educational only. An MCA is not a loan.

Is this advice? No. This is not financial advice and not a loan offer.

What is a factor rate? A multiplier, not an interest rate. 1.3 means you pay back 130% of the amount funded.